CIVIC CUSTOMER PRODUCT SPECIFIC TERMS

Last Modified: July 10, 2025

PLEASE READ THESE TERMS CAREFULLY.

The Civic Customer Product Specific Terms are intended to highlight some of the important things about using our different Services. The Customer Product Specific Terms form part of the Civic Customer Services Agreement and are hereby incorporated therein.

If you are using any of the Services described below, the terms corresponding to those product(s) apply to your use. We periodically update this page, so please check back here for current information.

1. CIVIC AUTH

1.1 Embedded Wallet Disclosure and Third-Party Terms

Civic Auth is powered in part by MetaKeep. If the application you are accessing through Civic Auth has enabled embedded wallet functionality, a MetaKeep wallet may be automatically created on your behalf using your email address provided during the Civic Auth account creation process. Your use of any such MetaKeep wallet is governed solely by MetaKeep’s terms and policies, which are separate from and not controlled by Civic. You are responsible for reviewing MetaKeep’s applicable terms to understand your rights and obligations related to wallet usage. You should review any terms or policies provided by MetaKeep to understand your rights and responsibilities. By using Civic Auth to access an embedded wallet, you acknowledge that MetaKeep governs the use of the wallet and that Civic does not control or maintain these terms.

1.2 Developer Responsibilities and Flowdown Obligations

If you are using Civic Auth as a developer, you agree to: (i) include in your end-user application terms of service (a) that such user’s use of the application must comply with applicable law, (b) restrictions and obligations and acknowledgement of risks applicable to end-users that are consistent with those restrictions and obligations and acknowledgement of risks contained in MetaKeep’s Terms of Service, including without limitation, responsibilities and risks related to authentication credentials, email recovery, key import and key export, (c) indemnify, defend, and hold harmless Civic and MetaKeep from and in connection with any and all responsibility or liability related to the risks set forth in MetaKeep Terms of Services, including without limitation, exported private keys and seed phrases or access credentials related to imported private keys stored outside MetaKeep’s services; (ii) require end-users to agree to such end-user application terms of service prior to being able to use the application; (iii) monitor the activity of end-users within the application for their compliance with such end-user application terms of service; (iv) use commercially reasonable efforts to enforce such end-user application terms of service after you become aware of such non-compliance by an end-user; and (v) screen each end-user in accordance with your applicable compliance policies (including without limitation the minimum compliance policy requirements set forth in MetaKeep’s Terms of Service). Furthermore, you will engage in commercially reasonable efforts, in good faith, to ensure that the implementation and/or use of the application by each end-user is in accordance with all applicable laws, rules and regulations, MetaKeep’s Terms of Services, the foregoing requirements and the MetaKeep’s documentation.

1.3 Disclaimer

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CIVIC PROVIDES CIVIC AUTH ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ANY WARRANTIES ARISING FROM A COURSE OF PERFORMANCE, DEALING, OR USAGE OF TRADE. CIVIC MAKES NO REPRESENTATION OR WARRANTY THAT CIVIC AUTH WILL BE SECURE, UNINTERRUPTED, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS.

1.4 Indemnification

Furthermore, to the maximum extent allowed by law, You agree to indemnify, defend, and hold harmless Civic, along with its officers, directors, employees, and agents, from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or related to Your use of Civic Auth. This indemnification obligation shall apply regardless of whether such claims arise from Your actions or from the actions of third parties using Civic Auth under Your account. 

2. CIVIC LABS

2.1 Experimental Services 

From time to time, we may provide you with access to early-stage, pre-release, beta, or prototype features, tools, or services (“Labs Features”) that are still in development. These Labs Features are experimental, pre-commercial, and provided for limited evaluation purposes only. They may not be fully tested, and may change significantly or be discontinued entirely at any time without notice. Access to Labs Features does not imply any commitment by Civic to release such features publicly or continue offering them in the future.

2.2 No Production Use or Commitments  

Labs Features are offered solely for evaluation and testing purposes. They are not intended or licensed for production use, public deployment, or mission-critical operations. They are not covered by our standard service levels, support policies, or availability guarantees. We may limit, suspend, or terminate access to any Labs Feature at our sole discretion, at any time. You acknowledge that we have no obligation to maintain, support, or further develop any Labs Feature, or to make it part of our generally available services.

2.3 Use at Your Own Risk 

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CIVIC PROVIDES ALL LABS FEATURES ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ANY WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE. CIVIC MAKES NO REPRESENTATION OR WARRANTY THAT ANY LABS FEATURE WILL BE SECURE, UNINTERRUPTED, ERROR-FREE, OR FREE FROM DEFECTS OR HARMFUL COMPONENTS.

2.4 Feedback and Monitoring 

We may ask you to provide feedback or suggestions about your experience with Labs Features. Any feedback you provide is completely voluntary, and by submitting it, you irrevocably assign to Civic all rights, title, and interest in such feedback, and grant Civic the unrestricted right to use, reproduce, and incorporate it into our products and Services without compensation or attribution. We may also monitor your usage of Labs Features for testing, diagnostic, performance, or improvement purposes. Your use of any Labs Feature indicates your consent to such monitoring.

2.5 Data Handling 

Labs Features may not meet the same privacy, security, or compliance standards as our fully released Services. You must not submit, upload, or process any live production data, personal data, or regulated data through a Labs Feature unless we have given you prior written authorization. You are solely responsible for ensuring that your use of any Labs Feature complies with applicable data protection laws and your internal policies.

2.6 Indemnification

To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless Civic and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or relating to your use of any labs feature. This indemnification obligation applies regardless of whether such claims arise from your actions or from the actions of third parties using labs features under your account or integration.